Fill up on fiber. Not only does fiber help lower levels of LDL (“bad”) cholesterol, it can aid weight management. Being overweight raises your risk of heart failure by a third, while being obese doubles it. While two-thirds of Americans are too heavy, only half get enough fiber. Top sources include oats, beans, raspberries, blackberries, oranges and green peas.
Go bananas. 99 percent of women and 90 percent of men don’t get enough potassium in their diet. Responsible for regulating the fluid balance in our cells, potassium also blunts the effects of excess sodium. Too much sodium and too little potassium is a recipe for high blood pressure.
Say “no” to that extra cup of joe. Four or more cups of daily brew could elevate blood levels of homocysteine, an amino acid associated with increased risk of cardiovascular disease. Drinking more than two cups of coffee a day can harden the arteries and contribute to arteriosclerosis.
Become a better listener. University of Baltimore researchers found that people with “dominant personalities” had a 47 percent higher risk of heart disease when compared to their more patient, passive peers. So how do you know if you’re “dominant”? Another study identified several markers – including the tendency to interrupt!
Choose healthy fats. Monounsaturated fats (think olive oil, avocado, nuts) – when used in place of saturated fats (think butter, bacon, beef) -help lower cholesterol. Another healthy fat – omega-3 – helps reduce inflammation. Omega-3 sources include wild salmon, walnuts and flaxseed.
Don’t turn breakfast into break-feast. While skipping breakfast actually lowers your metabolism, going overboard is no better. A new study done at the University at Buffalo found that big fatty breakfasts trigger the release of inflammatory chemicals associated with clogged arteries. So skip the stack of flapjacks and opt for a strawberry-banana smoothie.
Go for a raise. In HDL cholesterol, that is. Higher levels of this “good” cholesterol can be almost as important as low levels of LDL cholesterol at keeping cardiovascular disease at bay. In addition to exercise, quitting smoking and limiting trans fats, a University of Scranton study found that drinking cranberry juice could help boost HDL levels.
All of us at Whitehead Insurance Group- Oneida would like to thank you for your continued business, and will be happy to help your family and friends with their insurance needs!
You buy home insurance to protect your most important asset. There are many items to consider and we can help you through the process of finding the right coverage for you and your family. Remember not all homeowner’s insurance policies are considered equal.
There are many factors that go into determining your homeowner’s insurance premiums. We thought it might be fun to address our “top ten list” of things every homeowner should know before purchasing insurance. As your agent we can help you identify the best possible combination of coverage, price and service.
You are a statistic. To an insurer, you are a set of risks. An insurer bases its premium (or its decision to insure you at all) on your "risk factors" including your occupation, who you are, what you own, and where you live. To us, you are a person and we value our relationship with you.
Know your home's value. Before you buy a policy, it is important to know your home's replacement cost.
Insurers differ. As with anything else you buy, what seems to be the same product can be priced differently by different companies. You can save money by comparison shopping.
Don't just look at price. A low price is no bargain if you don’t have the right coverage.
Go beyond the basics. A basic homeowner’s policy may not promise to entirely replace your home.
Look for discounts. Insurers provide discounts to reward behavior that reduces risk.
Be sure that you have the proper documentation if you have a claim. Your idea of fair compensation may not match that of your insurer. Your insurer's job is to restore you financially. Your job is to prove your losses so you get what you need.
Know your policy. Keep your policy updated, and reread it before you file a claim so there are no surprises.
Check you deductibles. It may benefit you to increase your deductible, especially if you have a good claims experience.
Your policy excludes Quake and Flood. Check with us and we will provide you with a quote.
Personal Insurance and Safety Update
Summer vacation is over and a new school year has started. We will soon start to see the signs of back to school time, including more school busses on the road, and back to school displays in the stores. Now is the time to start thinking about keeping your child safe. This is particularly true for kids going to school for the first time, or going to a new school.
Make sure your children know their home phone number, address, how to get in touch with their parents at work, how to get in touch with another trusted adult, and how to dial 9-1-1.
Remind your child not to walk, run, or ride his bicycle down railroad tracks. It's illegal and dangerous.
Teach children not to talk to strangers or accept rides from someone they don’t know.
If your children walk to school, complete the walk a few times with them.
Make sure that your teen driver understands and obeys all traffic laws.
Bright colored clothing will make your child more visible to drivers.
Bike riders should always wear a helmet.
Children should always board and exit the bus at designated locations that provide safe access to the bus or to the school building.
Are You Driving In A School Zone?
In a school zone when flashers are blinking, stop and yield to pedestrians crossing the crosswalk or intersection.
Obey school zone speed limits.
Watch for kids crossing the streets.
Never text and drive.
Never pass a vehicle stopped for pedestrians
Follow all laws pertaining to school buses.
Sources; American Red Cross, D.A.R.E. and National Safety Council
Protect what matters most to you with Oneida, TN. Car, Home, Health, Life & Business insurance. We offer the best combination of competitive rates, coverage and personal service in Oneida.
Stress has always been a part of our lives. In this hectic time, people lead an increasingly stressful life. Experts state that a little stress can be good; it keeps you sharp and ready to move forward and is sometimes vital for achieving optimum performance. However, medical research has determined that prolonged stress is very bad for the body, and can block the body’s natural ability to repair, regenerate and protect itself. Over 90% of disease is caused by stress. Stress is both a physical and psychological response. It can lead to chronic disease, obesity, insomnia, deteriorating relationships, depression, and more.
Below are 5 great tips for handling stress.
1. Identify what makes you stressful and uneasy. Making a list of your stressful experiences is useful. Immediately deal with the issues that you can change, for instance waking up earlier for work in the morning, not leaving things till the last minute, and delegating tasks in case you are taking responsibility for everything. Forget about the issues that you cannot influence like being stuck in a traffic jam or not getting into the elevator because there is no room for you.
2. Calm down. A few minutes’ break would do you good. Wash your face, breath slowly and deeply, and notice if there is tension in any part of your body and release it. You can also listen to relaxing music, or call a friend. Releasing your inner feelings to a friend is a healthy option.
3. It will pass, and it will be over before you know it. Remind yourself that the stressful event will end sooner or later can make you see the positive sides of things. At the same time, calm down your emotions and think of what is the best thing to do rather than take your energy away from what needs to be done.
4. Know yourself. Ask yourself: What triggers your anxiety? If for example, it is your job, then maybe its time for you to reconsider whether it would be best to find a less stressful job. You can also make your job more tolerable by allowing yourself to get that needed vacation or leave.
5. Learn to use your relaxation response. Just as we all have within us the stress response, we also have an opposite response, which is the relaxation response. A person should elicit that on a regular basis. The relaxation response involves two steps. Repetition, the repetition can be a word, a sound, an expression, or a repetitive movement. The second step is to ignore other thoughts that come to your mind while you’re doing the repetition and come back to the repetition. The technique should be used once or twice a day for about 15 minutes. Sit quietly and choose a suitable repetition, like a prayer, the sound Om, or the word love, or calm.
The true causes of stress are not the problems or negative experiences that you encounter in your life, but your attitude toward them. So, the trick is to change your attitude and to develop a relaxed state, because you cannot be stressed and relaxed at the same time. It is important to understand that what we focus on, we energize. The more you continue to think about the factors that cause your stress, the more energy you give it. So it is vital to let go and focus on relaxation instead.
With all that said, all of us at Whitehead Insurance Group- Oneida will work hard to take all the stress out of your insurance needs as much as possible!